Pet insurance (also known as pet health insurance) helps cover the cost of veterinary care if your pet becomes ill or injured. Some pet insurance plans also provide reimbursement for wellness procedures such as vaccinations, heartworm testing, and spaying/neutering. Pet insurance is similar to human health insurance in that it has: Deductibles Co-pays Maximum payouts Premiums Waiting periods No coverage for pre-existing conditions Deductible A deductible is an amount you must pay before the insurance company will start paying. There are two types of deductibles: per-incident and annual. A per-incident deductible is an amount you must pay for each new illness or injury. An annual deductible is an amount that you must pay each policy year. Co-pay A co-pay is the percentage you must pay after the deductible is met. The remaining percentage of covered expenses is paid by the insurance company. For example: if your co-pay is 20 percent, the pet insurance company will pay 80 percent of cover...
We are "I Love Chihuahuas" aims to be one of the only dedicated dog news sources (news about dogs–not necessarily for dogs). This includes dogs in the media, news-worthy events, product recalls, celebrity dogs, and anything else in the news that involves dogs, especially chihuahuas.